In his weekly commentary, SMU Adjunct Faculty Larry Haverkamp surveyed the different travel insurance deals available in the market. He noted that travel insurance prices vary not according to how much is covered, but according to how rich the potential clients are likely to be. His research showed that the best deals are from Aviva, HL Assurance, MSIG, Tenet-Sompo and AXA. The best deals are also the ones offered for free, but they come with a price: one is not allowed to waive the annual membership fees of premium credit cards upon request like one is allowed to waive those of basic ones.