Unlike his peers, Justin Koh Zhi-Ren doesn’t spend much on games, wild partying or branded apparel. Instead, like a true-blue Singaporean, he would rather splurge on food. But the 24-year-old Economics major at SMU still manages to save a large portion of his allowance, even after spending quite a bit to satisfy his tummy. In a one-to-one interview with The Business Times, Justin shares his savings habit, his take on investment, and tips from his experience in investing.